Are your interest rates competitive?

A secured loan is secured on your property, so you may be worried about the risk involved. As simple as it sounds, you can't lose your home if you keep up the repayments. As a responsible broker, we make sure you can afford the repayments- and often we can reduce your monthly outgoings. We also offer a range of insurance products to protect you if you are unable to work because of accident, illness or unemployment, as well as life insurance.

Will consolidation loan reduce my monthly payments?

How can you offer loan quotes without caring out a credit check?

The paperwork involved is a lot less than for a remortgage - we do need you to prove your identity and address, and to sign a loan agreement and mortgage deed, but other than that the paperwork is usually minimal. Each case is different, so we will talk you through all the documents, and we are always available for any questions you have.

That depends largely on how quickly you want it to complete. Provided you send in your documents as quickly as possible, a loan over £25,000 will usually complete within 8-14 days (although it can be as little as 5 days!). For a loan under £25,000, because of financial regulations, we have to give you a 7 day cooling off or 'consideration'; period before you can even sign the documents, so it can take slightly longer - but again, that's up to you and how quickly you send your documents in!

Of course. Because the loans are secured on your property there is less risk to the lender. Many lenders realise that self employed people, or those who have additional income from non-traditional sources and can't prove it, are often a better risk than employed people with a standard payslip.

Almost anything. Some lenders do restrict what you can use the money for (for example, timeshares or business purposes), or might insist that some of your existing credit is paid off so you can afford the payments - just tell us what you want the loan for and we'll get you the right deal.

We will immediately assess your individual requirements, and match them with the best deal from our panel of lenders. We will give you a verbal quote, where possible, during your first conversation with us. At worst, we aim to secure approval in principle within 24 hours of your application. You will be kept informed of progress at all stages. Our professional underwriters will then guide you through the loan process; clearing all the obstacles and delivering the cash you need in the shortest possible time. There are no interviews and no salesmen will call. Remember the application process is free and you are under no obligation.

Residential property can be one of the best investments you can make. However, to be successful, you do need to know the ropes. And that's where we can help you - with a lot more than just a loan. Our eleven steps to residential property investment cover some of the most important things you need to know to become an astute investor, from the types of loans available, to your obligations as a landlord. We explain how residential property can work for you including information about the legal, financial and taxation aspects.