The November Chiltern Debt Monitor, from debt advisors, Chiltern, reveals that over the last month the percentage of wages debtors can afford to offer creditors has fallen by 1% to 17%, but that the amount they are contractually obliged to pay has remained the same at 67%. This means that without a debt management plan debtors would be forced to pay £881 towards their unsecured debts leaving just £434 each month for housing, food, travel and clothing costs.

With the Vehicle Excise Duty (VED) on high CO2 emitting vehicles due to increase again next year, more consumers are factoring this into account when considering buying another car. With this in mind, Experian, the global information services company, has announced the launch of its new Environmental Report.

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Latest used car sales statistics from Experian, the credit checking company, have revealed that sales of super minis, such as the Renault Clio and the Nissan Micra, overtook sales of small family (lower medium) cars, such as the Ford Focus or the Vauxhall Astra, during the first half of 2007, making it the most popular selling used car segment in the UK.

Are there any restrictions on what the loan can be used for?

Millions of Brits have issued a 'payday mayday' as they run out of cash in their current accounts. According to a new report from Abbey Banking, 64% of Brits regularly have to make sacrifices in the days preceding their pay packet, due to bad budgeting. On average, these poor planners run out of money five days before they receive their pay cheque - this month that will most likely have happened on November 25th, as most people get paid on the last day of the month.

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Millions of families have raced to change the passwords and PINs that protect their bank accounts in the wake of the loss of personal data on everyone receiving child benefit. But that isn't enough to protect their identities from thieves.