FAQ
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- How do I receive my loan? Direct deposit, wire transfer or check?
If you were accepted for an unsecured personal loan, you will receive your funds in the form of a check. You may be able to request that these funds be wire transferred to your account. If you were accepted for an emergency payday loan, your funds will be deposited directly into your banking account.
- What should I do if it’s been 48 hours since I applied and I haven't heard anything?
If some emails are sent from an unfamiliar email address they are frequently sent to your junk, bulk, or trash folders so be sure to check carefully for messages related to your loan.
- Why was I denied a loan?
A lender may deny your application if you did not meet one of the minimum requirements listed on the application.
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- Should I use a co-signer?
A co-signer is advisable if you have poor credit history or no credit history.
- What is a person-to-person loan?
A person-to-person loan is financing for a car that you want to purchase directly from a friend, family, the newspaper, online or a particular dealership.
- How much money can I borrow?
This depends on what type of loan you apply for, but in general the better your credit history and score, the easier it will be to borrow more money.
- What is the difference between an emergency payday loan and a personal unsecured loan?
An unsecured personal loan allows you to borrow $1,000 to $10,000. These loans can be paid off in between one and four years.
- What is a good credit score?
The average score in US is approximately 680. Credit scores in mid 700's to 800's are the most desirable.
- What happens once I fill out a loan or mortgage form
What happens once I fill out a loan or mortgage form?
- How much can I borrow
How much can I borrow?
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